The Roots First Financial Process
At Roots First Financial, we believe in cultivating strong financial foundations, making sure that all the key pieces of your retirement are nurtured from the ground up.
The Groundwork
Everything starts with your story. Where do your roots run deep?
Roots First
We address your roots first to review and establish your complete financial foundation, including Income, Investments, Taxes, Health Care and Legacy Planning. Discover your roots →
Branching Out
Our team develops strategies for your unique retirement goals based on where you want to take your resources.
Ready for All Seasons
As major life events happen, we can help review and adjust your plan.
What are the "roots"?
The roots are your financial foundation and the heart of what we do. Everything in your retirement plan grows from these key areas:
Income Plan
You’ve saved a long time to get to this point. But now what? How do you strategize your social security, pensions, and retirement accounts to create the retirement you deserve? First thing’s first...you need an income plan.
Investment Plan
What is your risk tolerance? How will that change once you enter retirement and no longer receive biweekly checks? How do you mitigate the risks of both a market crash but also inflation? How do you ensure stability but take part in the economic boon that is AI?
Tax Mitigation Plan
Does your current financial advisor look at your tax return? There’s an enormous difference in tax return prep vs tax planning Uncle Sam would love it if you paid more taxes than you needed to in retirement. Do you have a plan to make sure that doesn’t happen?
Healthcare Plan
What will you do for health insurance both before and after age 65? Do you have a plan in place to make sure you’re not overpaying for premiums? What is your plan for potential long-term care costs in the future?
Legacy / Estate Plan
Do you have a will or a trust? Medical power of attorney? Beneficiaries clearly defined and in alignment with your desires? One of the biggest challenges with a will or a trust is making sure the documents are securely stored, well maintained and updated with changes that inevitably arise. That’s where we come in.
Check Out Our Full Suite of Services
We offer retirement products and services in these areas to help you achieve your retirement goals:
Social Security Strategies
Retirement Income Planning
Tax-Free Retirement Planning
Living Benefits
IUL for Kids
Mortgage Protection
Small Business Planning
Annuities
Wealth Management
Health Care Planning
Estate Planning
Tax-Efficient Strategies
2nd Opinion Review
Let's Get to the Roots of Your Retirement
At Roots First Financial, we always start with a conversation. Contact us anytime to talk about your financial planning needs and concerns, no matter where you are on your journey.